Our Services

Comprehensive equipment financing solutions tailored to your business needs and capital structure goals.

Types of Equipment Financing Structures

Lines of Credit

Lines An equipment line of credit transaction provides businesses with a specific range of capital to purchase equipment. This option is best for businesses that need more flexibility in their equipment procurement process than traditional loan structures allow.

Finance Agreements (EFA)

Finance A business receives funding that can be used to purchase operational equipment. It is most common for commercial equipment financing. The borrower will own the equipment after the purchase, but the lender will hold a lien on the asset until the loan has been repaid.

Synthetic Leases

Synthetic A transaction in which a child company purchases equipment and proceeds to lease it to the parent company. It is usually popular with large corporations aiming to improve their debt-to-equity ratio. They are often considered an off-the-balance sheet operating lease.

Tax Leases

Tax A form of equipment leasing in which the lessor, who retains ownership of the asset, also maintains the right to associated tax advantages. The lessee makes payments to use the equipment but claims no ownership-related tax benefits.

Sale Leasebacks

Sale An equipment sale-leaseback transaction occurs when a company sells an asset to a lessor and then proceeds to lease it back from the lender. The seller gets to continue using the asset through payments to the lessor per the terms of the lease agreement.

TRAC Leases

TRAC A TRAC (Terminal Rental Adjustment Clause) lease is a financing option for commercial vehicles. It features lower monthly payments, estimating the equipment's residual value. Lessees often have the choice to buy the equipment at the lease's end.

Specialized Financing Solutions

Beyond traditional equipment financing, we offer tailored solutions for complex capital needs.

Capex Lines of Credit

Scalable credit support for equipment upgrades, facility expansion, and capital projects.

Project Financing

Structured financing for large-scale equipment and infrastructure projects with extended terms.

Vendor Financing

Streamlined financing programs in partnership with equipment manufacturers and vendors.

Structured Finance

Complex, multi-asset financing solutions for sophisticated transactions and unique business requirements.

Why Choose Momentum Capital for Your Financing

We combine expertise, flexibility, and speed to deliver the right solution for your capital needs.

1

Customized Structures

We design financing solutions that align with your business model and balance sheet objectives.

2

Industry Expertise

Deep knowledge of equipment financing across construction, manufacturing, healthcare, and more.

3

Rapid Execution

From initial meeting to funding in 30 days. We move fast without sacrificing thoroughness.

Ready to Explore Your Financing Options?

Contact our team to discuss which financing structure best fits your capital needs.

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